Our Journey & Vision

FROM ROOTS TO
RESILIENCE.

Founded in 2017, SGTMCS has evolved from a ₦500,000 community initiative into a ₦100 Million+ Shariah-compliant powerhouse.

2017

Established

₦100M+

Capital Growth

500+

Active Members

100%

Compliance

Our Vision

"To become a model interest-free cooperative that empowers members through collective action and responsible economic participation."

Our Mission

"To provide ethical, interest-free financial services, empower members, and uplift communities through transparency and accountability."

The Ethical Choice.

SGTMCS operates strictly under the Kano State Cooperative Societies Law and the principles of Islamic Finance. We do not disburse cash loans. Instead, we finance real-world needs like housing, healthcare, and education through Murabaḥah (cost-plus) arrangements.

JusticeTransparencyEmpowermentMutual CooperationSustainabilityReliabilityDiscipline

Governance

Executive Council.

Mukhtar Umar Mukhtar

President

Mukhtar Umar Mukhtar

A strategic visionary with over a decade of experience in agricultural value chains and commerce, dedicated to steering SGT toward sustainable institutional growth.

Yusuf Lawan Babale

Vice President

Yusuf Lawan Babale

An authority in Shariah-compliant financial frameworks, ensuring all cooperative investments and financing schemes adhere to the highest ethical and non-interest standards.

Dayyab Tijjani Aliyu

General Secretary

Dayyab Tijjani Aliyu

A seasoned administrator specializing in cooperative law and regulatory compliance, focused on fostering transparent member relations and robust institutional governance.

Babangida Saidu Aminu

Financial Secretary

Babangida Saidu Aminu

A meticulous financial strategist overseeing the cooperative's capital structure and fiscal health, while integrating modern accounting standards into our growing portfolio.

Ibrahim Abbas Adam

Asst. Secretary General

Ibrahim Abbas Adam

Dedicated to operational excellence, Ibrahim streamlines administrative workflows and supports the secretariat in maintaining precise institutional records and member data.

Suleiman Umar Waziri

Asst. Financial Secretary

Suleiman Umar Waziri

Supporting the fiscal wing with a focus on treasury management and audit-ready financial reporting to ensure every member's contribution is handled with absolute integrity.

Jamilu S. Musa

Legal Adviser

Jamilu S. Musa

A legal practitioner specialized in corporate jurisprudence and cooperative statutes, safeguarding the society's interests and ensuring all contracts meet regulatory benchmarks.

Mubarak Salisu Abdullahi

Internal Auditor

Mubarak Salisu Abdullahi

Ensuring transparency and accountability through rigorous internal controls and risk assessment, Mubarak protects the cooperative's assets and ethical standing.

Legal Framework

Registered with the Kano State Ministry of Commerce. We adhere to annual audits, AGMs, and regulatory inspections to preserve member trust.

Non-Interest Financial Institution

Total prohibition of interest (Riba). All financing contracts are asset-backed, ensuring justice and transparency in every transaction.

Risk Management

Our 5-year strategic plan prioritizes default management and loss prevention to ensure long-term financial sustainability.